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Notes from the Citrust fields
Insurance information can sound confusing to some. We scour the web to find the articles that are easy to read and understand.


Feb to Oct is "Locked-In" Season for individual Health Insurance.
Here are the special exceptions that may allow someone to enroll mid-year or make a plan change Qualifying Life Events This list is...


Feb to Oct is "Locked-In" Season for individual Health Insurance.
This list is applicable only to Individual & Family Plans ("IFP") in California offered directly through insurance companies such as Blue...


I own an S-Corp or LLC, can I set up Small Business Group Health Insurance Plan?
Maybe! A business can establish a small group health plan so long as they have: at least two households in the group that are either...


Don't miss out on YOUR Medicare benefits
Medicare Advantage plans offer several benefits that can help improve your overall heath and lighten your wallet


What is "Hardening" in Insurance and how does it affect your home and auto insurance?
In addition to companies pulling out of California, renewing Insurance premiums have skyrocketd by 25% -45% on home and auto premiums...


LAPD unveils new state-of-the-art device to combat catalytic converter thefts
State Farm paid $36 million in catalytic converter theft claims in 2022, just in the state of California. That’s more than a 1300%...


Jonathan & Edsel proudly present: Medicare 101 @ Being Alive LA
Exploring and understanding the world of Medicare can be confusing. The Citrust Team aka Jonathan Edewards and Edsel Dsouza went on the...


How to talk to your doctor - info to bring to an appointment and follow up questions to ask
Even though you may be experienced and comfortable talking to your doctor or you sometimes are not sure how to get the most of your...


He visited the U.S. for his daughter's wedding — and left with a $42,000 medical bill
As travel has now returned to almost pre-pandemic levels, it's important to remember to protect yourself and your loved ones from...
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