Notes from the Citrust fields

Insurance information can sound confusing to some. We scour the web to find the articles that are easy to read and understand.

Feb to Oct is "Locked-In" Season for individual Health Insurance.

Here are the special exceptions that may allow someone to enroll mid-year or make a plan change Qualifying Life Events This list is...

I own an S-Corp or LLC, can I set up Small Business Group Health Insurance Plan?

Maybe! A business can establish a small group health plan so long as they have: at least two households in the group that are either...

Don't miss out on YOUR Medicare benefits

Medicare Advantage plans offer several benefits that can help improve your overall heath and lighten your wallet

What is "Hardening" in Insurance and how does it affect your home and auto insurance?

In addition to companies pulling out of California, renewing Insurance premiums have skyrocketd by 25% -45% on home and auto premiums...

LAPD unveils new state-of-the-art device to combat catalytic converter thefts

State Farm paid $36 million in catalytic converter theft claims in 2022, just in the state of California. That’s more than a 1300%...

Jonathan & Edsel proudly present: Medicare 101 @ Being Alive LA

Exploring and understanding the world of Medicare can be confusing. The Citrust Team aka Jonathan Edewards and Edsel Dsouza went on the...

How to talk to your doctor - info to bring to an appointment and follow up questions to ask

Even though you may be experienced and comfortable talking to your doctor or you sometimes are not sure how to get the most of your...

He visited the U.S. for his daughter's wedding — and left with a $42,000 medical bill

As travel has now returned to almost pre-pandemic levels, it's important to remember to protect yourself and your loved ones from...

Virtual or In Person: Which Kind of Doctor’s Visit Is Better, And When It Matters

By Michelle Andrews MARCH 6, 2023 When the covid-19 pandemic swept the country in early 2020 and emptied doctors’ offices nationwide,...

FORBES: These Are The Best Employee Benefits In 2023

"Employees will always take more money if you offer it. But pay alone isn’t necessarily all it takes to attract and keep good employees....

"Covered California’s insurance deals range from ‘no-brainer’ to sticker shock"

"I call it the no-brainer plan," says Edsel D'souza, a partner at the Citrust Insurance Agency in Culver City. "When people hear about...

Raising Awareness #2 ... Summer Recipe included :)

Earlier this spring, Edsel participated in American Cancer Society's Food and submitted a recipe that he created last summer after he...

NEWS: American Rescue Plan boosts Covered California subsidies

In the latest TEAFLIX episode with Angie & Ruth McCartney of McCartney Multimedia, We discuss how new laws/legislation are affecting...

TEAFLIX!

This video is a little interview that Ruth & Angie McCartney filmed with us shortly after Christmas... Ruth & Angie are always lots of...

Is It Okay to Rent? | PBS Two Cents

I love this series of 7-minute videos from PBS. In this episode, the "Two Cents" team talks about renting vs. buying a home. If your...

The Ugly Truth About Airline Miles | PBS Two Cents

A few years ago I found a credit card that put "cash back" into an IRA, and every time I stood at the cashier I told myself that I was...

Getting the most out of your Health Insurance Plan in 2020

" If you’re not reaping all the rewards you can, you could actually be paying out much more than you need to for your healthcare "...