Small business owners can take care of many needs in a BOP policy – it often includes vehicle, property damage, business income, bodily injury, as well as other types of basic insurance needs. Business owners can compare quotes online using an independent agency. Business owners can review quotes from several top-tier insurance agencies at once- saving time and money!

Workers that are hurt on the job can rely on workers compensation for lost income and medical expenses. This coverage is commonly required by employers, and it often extends to temporary employees as well.

Bodily injury, property damage, personal injury, and advertising injury are covered with a CGL policy. This convenient catch-all type of policy can be used as a starting point for many businesses for all of their insurance liability needs.

A commercial property insurance policy could be thought of as a commercial version of a Home policy. You will find similar covered items such as fire, theft, and natural disasters that pertain to the business property. If your business has some type of physical location, it would require a property insurance policy.

A vehicle that is used within the context of business must have its own policy; a personal car insurance policy is not enough, as it won’t cover items that relate to business. If your business uses vehicles to perform routine or even occasional operations then a commercial auto policy is a must.